Time Value Money Problems Essay

Complete the Problems below:

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1. If you deposit $5,000 in a bank account that pays 8% interest annually, how much will your account balance be in 5 years?

2. What is the present value of a security that will pay $50,000 in 10 years if securities of equal risk pay 6%?

3. You are planning to retire in 25 years and currently have $250,000 in your retirement account. You think you will need $1,000,000 at retirement. What interest rate must you earn to achieve that goal, assuming no additional amounts are added to the savings account?

4. If you deposit money today in an account that pays 7% annual interest, how long will it take you to double your money?

5. You have $50,000 in a brokerage account, and you plan to deposit an additional $8,000 at the end of ever future year until your account total reaches $300,000. You expect to earn 10% annually on the account. How many years will it take you to reach your goal?

6. What is the future value of a 7%, 5-year ordinary annuity that pays $500 each year? If this was an annuity due, what would its future amount be?

7. You won the lottery, and they agree to give you $50,000 per year at the end of each year for the next 25 years, or you can take a lump sum today. If the lottery uses a discount rate of 6%, what would be the lump sum that you could take today?

8. You just borrowed $250,000 from a bank to purchase a new home and have to repay the bank in equal payments at the end of each year for the next 30 years. How much will the annual payments be if the loan interest rate is 5%?

9. Find how much $1,000 will under each of the following conditions: 1.12% compounded annually for 5 years

2.12% compounded semiannually for 5 years

3.12% compounded quarterly for 5 years

Distinguished

(100%)

Proficient

(85%)

Basic

(70%)

Below Expectations

(50%)

Non-Performance

(0%)

Thesis Statement

Raises the strongest objection to the thesis presented in the assignment. The objection is strongly grounded in research and logical reasoning.

Raises a plausible objection to the thesis presented in the assignment. The objection is mostly grounded in research and logical reasoning.

Raises an objection to the thesis presented in the assignment. The objection is somewhat grounded in research and logical reasoning.

Attempts to raise an objection to the thesis presented in the assignment. The objection is minimally grounded in research and logical reasoning.

The objection to the thesis is either nonexistent or lacks the components described in the assignment instructions.

Counter Argument

Provides a strong, thorough rebuttal to the objection. The rebuttal effectively demonstrates that the thesis can withstand the objection and applies the principles of charity and accuracy.

Provides a rebuttal to the objection. The rebuttal mostly demonstrates that the thesis can withstand the objection and mostly applies the principles of charity and accuracy.

Provides a limited rebuttal to the objection. The rebuttal somewhat demonstrates that the thesis can withstand the objection and somewhat applies the principles of charity and accuracy.

Attempts to provide a rebuttal to the objection; however, the rebuttal minimally demonstrates that the thesis can withstand the objection and does not apply the principles of charity and accuracy.

The rebuttal is either nonexistent or lacks the components described in the assignment instructions.

Conclusion

– Provides clear and concise closing remarks that comprehensively summarize the essay. The remarks consider the broader controversy and/or further research that could offer additional insight into the moral solution of the business problem.

Provides closing remarks that summarize the essay. The remarks mostly consider the broader controversy and/or further research that could offer additional insight into the moral solution of the business problem. The closing remarks are somewhat unclear.

Provides closing remarks that minimally summarizes the essay. The remarks minimally consider the broader controversy and/or further research that could offer additional insight into the moral solution of the business problems. The closing remarks are unclear and/or vague.

Attempts to provide closing remarks that summarize the essay, however, the remarks do not consider the broader controversy and/or further research that could offer additional insight into the moral solution of the business problem. The closing remarks are unclear and vague.

The closing remarks are either nonexistent or lack the components described in the assignment instructions.

Written Communication: Context of and Purpose for Writing

Demonstrates methodical application of organization and presentation of content. The purpose of the writing is evident and easy to understand. Summaries, quotes, and/or paraphrases fit naturally into the sentences and paragraphs. Paper flows smoothly.

Demonstrates sufficient application of organization and presentation of content. The purpose of the writing is, for the most part, clear and easy to understand. There are some problems with the blending of summaries, paraphrases, and quotes. Paper flows somewhat smoothly.

Demonstrates a limited understanding of organization and presentation of content in written work. The purpose of the writing is somewhat evident but may not be integrated throughout the assignment. There are many problems with the blending of summaries, paraphrases, and quotes. Paper does not flow smoothly in all sections.

Organization and presentation of content are extremely limited. The purpose of the writing is unclear. There is little or no blending of summaries, paraphrases, and quotes. Paper does not flow smoothly when read.